Mutuelle Assurance Instituteur France, known by the acronym MAIF, is a French mutual insurance company headquartered in Niort, in the Deux-Sèvres department. Founded in the first half of the twentieth century on the initiative of teachers seeking insurance coverage suited to their profession, it gradually developed into one of the major mutualist players in the French insurance sector. As a mutual society, it operates without capital held by external shareholders, its members being both policyholders and participants in its governance.
Present throughout French territory through a network of branches and regional offices, MAIF has broadened its customer base over the decades beyond education sector staff alone, now serving individuals, associations and professionals from various backgrounds. Its scope of activity covers the main branches of property and personal insurance, including motor insurance, home insurance, legal protection, health and provident coverage, as well as savings and financial service offerings provided through dedicated subsidiaries.
The mutual bases its activity on a stated mutualist approach, emphasizing principles of solidarity among members and management oriented toward collective interest rather than profit maximization alone. It has also positioned itself on societal and environmental issues, incorporating non-financial considerations into its strategic direction and products. Within the French insurance landscape, it ranks among the reference organizations for individual customers, while retaining its historical ties to the education professions. The maif.fr website serves as the organization's official portal, presenting its insurance and financial service offerings, institutional information, and dedicated spaces for members to manage their contracts.
